Clixpesa is an effort to build a borderless, customer-centric, all in one platform to serve as a trusted companion to manage money while giving back control to our users. We have started with bringing the utility of ROSCAs commonly known as Chamas in Kenya to Web3. Here users in our community and easily manage their chamas on our platform while growing their credit scores.
Derrick Kachisa - Product
Samuel Moyi - Engineering
We have found out that the “take it or leave it” approach to financial products and pricing has locked out many from enjoying the benefits of current financial trends. Many in the informal sector underutilize financial products due to high learning curves, costs and the commitment involved. While making payments in Kenya is easy, participating in mediums that expose users to cheap lines of credit and saving pools still has high friction.
We think making and receiving payments is not enough to build financial resilience and inclusion. Designing services that improve on payments to make them safe, cheap, and fast while enabling alternative lines of credit, debt management and connecting individuals into saving pools will highly improve involvement.
- We are using Celo so we can be able to reach individuals on mobile to save and invest through stable tokens.
- Being able to link mobile phone numbers to a public key is a huge factor especially as we try to build our products through a familiar form and channel.
- Polishing up our products and running a pilot.
- We are gearing up for pre-seed in Q1 of 2023 please join us and help us simplify crypto for the masses.
- We are building our team. We are looking for finance experts (preferably in the lending and micro-insurance) and advisors in the DeFi space to join our team.
- We are also open to partnerships.
- Try out our demo here and send us feedback
ps: to run the app, you will need an expo go app installed. scan the qr code with your phone’s camera or with expo go. Enjoy!
Check out our pitch: Clixpesa Pitch
Follow us on twitter: @clixpesa