A lot of focus has been on how to scale TVL into networks of pools while increasing settlement (transactions)
I think the quiet revolution in finance - is not in AI, not in speculative coins, not in central-bank tweaks.
It’s in how we treat commitments (on-chain).
Think gift cards, purchase orders, warehouse receipts, community vouchers. When these claims are listed, priced, and limited inside commitment pools, they can move through a network and settle faster …. routing obligations to the people who can actually fulfill them.
Why this matters:
Collateral that circulates → higher settlement velocity, lower defaults
Transparent limits & indices → trust you can audit
Federated pools → local governance, global routing (cosmo-local)
We’ve been building toward a network where real production (not speculation) drives coordination. Small fees fund routing, liquidity, and guarantees. The result is a fabric that helps SACCOs, MFIs, co-ops, SMEs, and banks settle faster with less pain.
Peek ahead: we’re exploring a network token launch on Celo for 2026 that shares fees with service providers (liquidity, routing, guarantees) and anchors governance. Utility first. Speculation last.
n.b. Pools can also run without a token - this is about capacity, not hype.
If you care about:
… turning purchase orders & vouchers into routable collateral,
… faster settlement for community treasuries and lenders,
… auditable guardrails (limits, oracles, guarantors, circuit breakers),
then you’ll want to read the full piece (see below).
This is the type of tokenomics I hope to see increase TVL on Celo dramatically.
All your inputs are welcome!